Debt Recovery

Debt Recovery

Getting back money you are owed can be extremely difficult and time consuming. Often it is not obvious exactly what you are legally entitled to do to remedy the situation you find yourself in. However, by engaging an experienced debt recovery solicitor to act on your behalf, you can be certain that every legal step will be taken to recover the debt owed.

Recovering an unpaid debt from an individual or a business

The usual stages in the debt recovery process includes:

  1. Sending a letter of claim;
  2. Issuing proceedings;
  3. Entering Judgment;
  4. Enforcement

For undisputed debts, we can offer a fixed fee for stages 1 to 3 above, and agree a competitive fee estimate in respect of the final stage.

Costs – Undisputed Debt Recovery

Debt Amount Letter of Claim
(excl. VAT)
Issuing Proceedings
(excl. VAT)
Entering Judgment
(excl. VAT)
Court Issue Fee
Up to £1,000 £250 £300 £100 £35 – £70
£1,001 – £5,000 £300 £400 £200 £80 – £205
£5,001 – £10,000 £350 £500 £250 £455
£10,000 – £200,000 £750 £950 £500 5% claim value
£200,000+ £1000 £1200 £750 £10,000

All of the above costs mentioned are exclusive of VAT.

VAT is payable on all our costs at the current prevailing rate of 20%.


In addition, you will also be required to pay to the court a fee to issue the claim  and the fee differs depending on the amount of the debt. See above. Currently VAT is not payable on court fees. There may be other expenses payable as part of the litigation process and we will of course confirm them to you in due course should they apply to your case.

Some of the above costs may be claimed from the debtor and we can advise you how much you may claim depending on the circumstances of your case.

If the case is complex or the documentation provided is not in good order, it may take the matter outside of the scope of our fixed fee service. Any additional work and related cost will be discussed with you at the relevant time.


There are a number of steps you can take when seeking debt recovery and some of these are:

It is important to clearly understand the cost implications of debt recovery actions to ensure that the cost does not exceed the debt involved.

In many cases, the action of sending a 7 day letter, advising that if the debt is not paid within this timescale that legal action will be commenced, may be enough to recover the debt. You may have already tried this, however a letter from a solicitor may potentially hold more weight. Where there is no response to this letter, you may consider a court order or judgment. Your debt still may not be secured as the judgement has to be enforced and we can assist you with this process too.

We offer a range of funding options, from fixed fee advice to stage payments, depending on your needs. If the debt is disputed, we can still assist with all of the above stages and are happy to agree a competitive fee estimate with you.

When it comes to debt recovery, we strongly believe that litigation should only be used as a last resort. To help settle cases with debtors you may wish to continue your relationship with, we can provide mediation and dispute resolution services. You can instruct us with the confidence that all our litigation debt recovery work is supervised and conducted by a qualified solicitor and partner of the firm who has over 30 years post-qualification experience.

Contact Us Now

If you would like to discuss our debt recovery services or mediation, please call us now on 0161 665 4400 or complete our Free Online Enquiry and we’ll be in touch with you as soon as we can.

Make a FREE Enquiry

Call us on
0161 665 4400

Or you can complete this short enquiry (no cost or obligation).

Contact Us

Contact Us

We would like to hear from you. Please send us a message by filling out the form below and we will get back with you shortly.


What Clients Say

I have been working with them for many years. I’m a commercial landlord and have issues all the time with tenants whether it’s in relation to a dilapidation claim, rent review or the renewal of a lease. I know I can rely on them to give me the most cost-effective advice. My business is my livelihood and I rely on them and have been doing so over the years to tell me what’s right for my business. I always keep going back to them as I feel they always treat me as number one.

Came to Longfords after making several telephone calls and I wanted a document preparing at short notice in respect of some loan facilities. Not only were they able to turn it around within a short period of time, but also at a very competitive price. I couldn’t have asked for more. Would use them again, and have recommended them to my friends and family. I don’t do that lightly!

I have been using Longford’s for many years. Being in the construction trade I have used all sorts of lawyers from big multi partner firms to niche specialist outfits. But Longfords are always my first port of call, especially for site developments/disposals etc.

I know that I can rely on them to get all the paperwork ready for me on time.

I instructed them to act for me in relation to a property purchase. Being a first-time buyer, I was nervous and anxious. However, I was reassured and kept informed throughout. Ash was always available at the end of a telephone line when the documents/ emails got too much for me. To top it all Longfords fees were very competitive and certainly cheaper than some of the online conveyancing quotations that I obtained.

As an accountant, I deal with many lawyers – always difficult to get hold of them. Good thing about Ash is that when he promises to call me back, he always does. I can’t remember the times where I’ve had to speak to him out of hours and he has always been accommodating.

Always going above and beyond the call of duty. We like using them because of the added value they provide; advising us about aspects which we wouldn’t normally consider as part of a deal. On far too many occasions they have saved us from extra expense or headache in the future.

Approachable friendly service, we can rely on them to simply get on with things and keep our best interests at heart.

Top-notch service, have been using them for years. Straightforward simple, clear advice.

Thanks Tahir. You did a great job recovering my losses after my previous solicitor let me down when he didn’t apply to renew my business lease and I ended up paying far more rent than I should have been. I am very happy with the compensation you got for me and now I can concentrate on running my business.

Now that my problem is sorted, I just wanted to say a quick thank you. My partners had been causing so many problems in our business, I thought the only way to resolve matters was to go to court and I was afraid of that because it was going to be so expensive. I am grateful that you understood the problems and came up with an solution which meant everyone walked away reasonably happy. You saved me a lot of headache and money! Thanks.

Thank you, Tahir for helping us with our problem. I am sure we could not have persuaded our neighbour to restore the right-of-way to our property which he blocked without your help. We were very worried but you helped us through it carefully in a way that we were very happy with. I will be sure to contact you again if I need a solicitor.

Thank you so much, Tahir. I’m very pleased with the outcome of my claim after severing a tendon in my finger in my work accident. My company have now accepted that blades are not suitable equipment for the work we were doing and have provided everyone in the company with rotary cutting tools. Also, health and safety has become a lot more important within the company and they now carry out “tool box talks” every month. Thanks again.

I was recommended to Longfords by a friend. They have very professional and understanding staff at this firm. They were very easy to speak to and the information they gave me was clear and jargon free. A pleasure to deal with.

Linda went over and above all our expectations when she acted for us when we bought our house. We felt she became more of a friend than just our solicitor. Fantastic service, thanks.

All good, keep up the good work. You gave me a good friendly service and I will recommend you to my friends.

A big thank you to Linda Taylor from Longfords for dealing with my conveyancing. You were recommended by my mortgage broker and I was very satisfied with your service. You kept me in the loop at all times and took the time to explain anything I didn’t understand with great patience. Linda’s customer service was excellent.

Longfords was recommended to me by a friend and it was really easy to contact them. The service that was provided was above and beyond my expectations. Tahir went out of his way to get my mortgage completed. I would gladly recommend Longfords to anyone.

I just want to say thank you for helping me get compensation for me and my family from the criminal injuries compensation authority. I didn’t even know that we could make a claim until you told me that I could when you were helping me with the purchase of my house. You were very sympathetic and caring towards us in what was a very difficult time. You made sure that we got the maximum we were entitled to after advising us to reject the first offer and I could not be happier with the service you gave me.

I contacted Longfords after coming across their website when my son was injured in a road traffic accident. They contacted me straight away and explained how they could help my son get compensation in a very easy to understand way. The partner dealing with my case, Tahir, kept me up-to-date with my son’s case throughout and I was very happy with the compensation my son received. I would be certain to recommend Longfords to any of my friends and have already referred one of my friends to them.

Why Choose Us?

First class service

Easy access to your solicitor

We treat your legal issues as our own